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FirstHelp is a trademark of McKesson
Health Services, LLC.

BluePrint for Health is a registered service mark of
the BlueCross BlueShield Association.

Blue Cross, Blue Shield, and the Cross and Shield Symbols
are registered service marks of the Blue Cross and Blue Shield
Association, an association of independent Blue Cross and
Blue Shield plans.
DISCLAIMER
OF LIABILITY

This information is provided "AS IS" WITHOUT WARRANTY
OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT
LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS
FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. First Plan
of Minnesota ("FIRST PLAN") and its Affiliates shall
not under any circumstances be liable to any person or entity
for any special, incidental, indirect or consequential damages,
including, without limitation, damages resulting from use
of OR RELIANCE ON the information presented on this web site,
loss of profits or revenues or costs of replacement products,
even if informed in advance or otherwise aware of the possibility
of such damages.
ACCURACY
OF INFORMATION

Efforts have been made to provide accurate information on
this web site. FIRST PLAN assumes no responsibility for the
accuracy, completeness, or usefulness of any information found
on this web site. FIRST PLAN may make improvements and/o r
changes in the products, programs and/or services described
in this web site at any time without notice. FIRST PLAN assumes
no obligation to update the information presented on this
web site.
INFORMATION CANNOT BE CONSTRUED AS MEDICAL ADVICE
This web site is designed to provide general information about
FIRST PLAN and its Affiliates and their respective products
and services only. No material contained herein should be
construed as medical advice, and all questions about individual
care and treatment should be referred to your health care
provider.
CONFIDENTIALITY
CANNOT BE GUARANTEED

Please be advised that the confidentiality of any communication
or material transmitted to FIRST PLAN via Internet electronic
mail cannot be absolutely guaranteed, including, without limitation,
personal information such as names, addresses or social security
numbers. With regard to matters of a confidential nature,
please contact FIRST PLAN directly by telephone at (218)744-3083,
(800)653-4159 or write us at FIRST PLAN, 1601 London Road,
Duluth, Minnesota, 55812.
DISCLAIMER
OF ENDORSEMENT

References in this Web site to any third-party products, services,
processes, hypertext links to third parties or other information
by trade name, trademark, manufacturer, supplier or otherwise
does not necessarily constitute or imply its endorsement,
sponsorship or recommendation by First Plan. Links to other
sites on the World Wide Web are provided for your convenience
in locating health-related information and services, and these
sites are maintained by other organizations over which First
Plan exercises no control. First Plan expressly disclaims
any responsibility for the content, accuracy of the information
and/or quality of the products or services provided by or
advertised on these third-party Web sites.
This Web site contains links to other Web sites. We are not
responsible for the privacy practices or the content of such
Web sites. We may also make forums, message boards and news
groups available to you. Please understand that any information
that is disclosed in these areas could become public information.
We have no control over its use and you should exercise caution
when deciding to disclose any personal information.
JURISDICTION

FIRST PLAN serves Minnesota residents and employers whose
principal place of business is in Minnesota. First Plan is
licensed to underwrite health coverage in the State of Minnesota
only and does not engage in the business of insurance outside
of the State of Minnesota except as may be permitted by law.
Nothing contained in this web site shall constitute a solicitation,
offer or acceptance of a contract or be construed as creating
or modifying any agreement with FIRST PLAN.
By accessing, transmitting or viewing any information on this
web site, you agree to be subject to personal jurisdiction
in the State of Minnesota. Any claim or dispute arising out
of accessing, transmitting or viewing any information on this
web site shall be venued in Hennepin County, Minnesota, and
governed by the laws of the State of Minnesota.
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